CREDIT MAGIC AND FINANCIAL SECRETS 1 CREDIT MAGIC AND FINANCIAL S ECRETS 1 COPYRIGHT AND DISCLAIMER Copyright All text, graphics, the selection and arrangement thereof (unless otherwise noted) are Copyright © 1997-1998, Top Secret Publishing (TSP), 5025 N Central Ave #414, Phoenix, AZ 85012 USA. ALL RIGHTS RESERVED. Some of the article contained in this report are considered Bonus articles, provided as a benefit to the reader. All Bonus articles are copyright their respective authors. Disclaimer Top Secret Publishing is providing this report on an "as is" basis and makes no representations or warranties of any kind with respect to its contents. The articles contained herein are sold for informational purposes only and all local laws apply. Any use or misuse of this information is solely the responsibility of the purchaser. TSP disclaims all such representations and warranties, including for example warranties of merchantability and fitness for a particular purpose. In addition, TSP does not represent or warrant that the information in this report is accurate, complete or current. This information was gathered from sources believed to be reliable, but cannot be guaranteed insofar as they apply to any particular individual. This report is sold with the understanding that the TSP is not engaged in rendering legal or accounting services. Questions relevant to the specific tax, legal, and accounting needs of the reader should be addressed to practicing members of those professions. Neither TSP nor any of its directors, employees, other representatives or advertisers will be liable for damages arising out of or in connection with the use of this report. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties. Top Secret Publishing 5025 N Central Ave #414, Phoenix, Arizona 85012 Fax: 425.977.7842 Internet: http://secret-solutions.com PAGE 2 OF 319 CREDIT MAGIC AND FINANCIAL S ECRETS 1 Email:
[email protected] PAGE 3 OF 319 CREDIT MAGIC AND FINANCIAL S ECRETS 1 TABLE OF CONTENTS THE SOLUTION TO BAD CREDIT ................................................................ 6 STRUCTURE OF SOCIAL SECURITY NUMBERS ........................................ 16 SCORING FOR CREDIT ............................................................................. 19 THE CREDIT SYSTEM............................................................................... 23 CREDIT CARD INSIGHTS .......................................................................... 51 SIX CREDIT CARD SECRETS BANKS DON'T WANT YOU TO KNOW........... 56 ESTABLISH AAA CREDIT IN 30 DAYS ....................................................... 58 THE LURE OF BANKRUPTCY.................................................................... 59 BOOKKEEPING MADE SIMPLE................................................................. 61 STOP COLLECTION AGENCIES IN THEIR TRACKS!.................................. 63 IF SOMEONE OWES YOU MONEY............................................................. 64 YOUR CONSUMER RIGHTS....................................................................... 65 THE FREE CREDIT CARD TRAP................................................................ 66 HOW TO GET FREE RENT......................................................................... 68 YOUR MONEY GUIDE TO FREE GOVERNMENT GRANTS.......................... 69 HOW PAWN SHOPS WORK........................................................................ 75 IMPROVE YOUR CREDIT BY PAYING BILLS LATER RATHER THAN