Self-Employment: From Dream to Reality! An Interactive Workbook for Starting Your Small Business Second Edition By Linda D. Gilkerson and Theresia M. Paauwe Self-Employment: From Dream to Reality!, Second Edition An Interactive Workbook for Starting Your Small Business © 2003 by Linda D. Gilkerson and Theresia M. Paauwe Published by JIST Works, an imprint of JIST Publishing, Inc. 8902 Otis Avenue Indianapolis, IN 46216-1033 Phone: 1-800-648-JIST E-mail:
[email protected] Fax: 1-800-JIST-FAX Web site: www.jist.com Note to instructors. Support materials are available for Self-Employment: From Dream to Reality!, Second Edition. An instructor’s guide published by JIST Works contains helpful guidance and many activities and assignments that can be used for adults. Call 1-800-648-JIST or visit www.jist.com for details. Coauthor Theresia Paauwe is available to “train the trainer” and sells a comprehensive trainer’s manual. Visit her Web site at www.BusinessMattersTR.com for details. About career materials published by JIST. Our materials encourage people to be self-directed and to take control of their destinies. We work hard to provide excellent content, solid advice, and techniques that get results. If you have questions about this book or other JIST products, call 1-800-648-JIST or visit www.jist.com. For information on 14,000 job titles, visit www.careeroink.com. Quantity discounts are available for JIST products. Please call 1-800-648-JIST or visit www.jist.com for a free catalog and more information. Visit www.jist.com. Find out about our products, get free book excerpts, order a catalog, and link to other career-related sites. You can also learn more about JIST authors and JIST training available to professionals. Acquisitions Editor: Susan Pines Development Editor: Stephanie Koutek Cover Designer: Trudy Coler Interior Designer: Aleata Howard Page Layout Coordinator: Carolyn J. Newland Proofreaders: Jeanne Clark, David Faust Indexer: Larry Sweazy Printed in the United States of America 07 06 05 04 03 9 8 7 6 5 4 3 2 1 All rights reserved. No part of this book may be reproduced in any form or by any means, or stored in a database or retrieval system, without prior permission of the publisher except in the case of brief quotations embodied in articles or reviews. Making copies of any part of this book for any purpose other than your own personal use is a violation of United States copyright laws. We have been careful to provide accurate information throughout this book, but it is possible that errors and omissions have been introduced. Please consider this in making any career plans or other important decisions. Trust your own judgment above all else and in all things. Trademarks: All brand names and product names used in this book are trade names, service marks, trademarks, or registered trademarks of their respective owners. ISBN 1-56370-922-8 What Makes This Book Unique Self-Employment: From Dream to Reality!, Second Edition, is unlike any other book about starting your own business. What makes it so unique? It is an interactive workbook full of helpful worksheets and exercises that get you involved in decision-making and show you examples of many aspects of running your business. ● It is based on the authors’ proven self-employment training course and on their experiences as small business operators. You learn small-business basics through a